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Agus Zainul Arifin, peer review and Ishak, Review and YANUAR, peer review (2019) Review 22 Ishak Ramli , Agus Zainul Arifin & Yanuar. Increasing Regional Original Income (PAD) Using Cluod Computing Information Comunication Technology.

Agus Zainul Arifin, peer review and YANUAR, peer review (2019) Review 23 Agus Zainul Arifin & Yanuar. Financial Inclusion on Small Medium Enterprice.

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